Renewal Strategy & Agent Collaboration

Service Description

Your current agent is a relationship manager. We are a technical advisor. Together, you get the renewal outcome your current program can't produce on its own. This service is for contractors who want expert support during their upcoming insurance renewal while keeping their existing agent relationship. We provide everything in the Independent Insurance Program Review plus direct collaboration with your agent on underwriting narrative, market submissions, and renewal negotiation — all the way through final bind. You also receive a post-renewal summary with recommendations for the next cycle. No agent change required. We work alongside your existing relationships. --- Pricing --- Fixed annual fee based on program size. Most contractors pay $4,500–$12,000 per renewal cycle. Our fee does not change with your premium — no commissions, no conflicts. --- FAQs --- Will my agent feel threatened? No. We position ourselves as technical support, not competition. When should I start? At least 90 days before renewal for the best outcome. What markets do you access? We advise on strategy — your agent still places the coverage. Do I need to be a construction contractor? Yes. We specialize exclusively in construction risk.