Option 01 · Construction Insurance Consultant Georgia

Insurance Program Review

Your construction insurance program, reviewed by an expert with no carrier loyalties.

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What's Included

Most contractors renew their insurance program on autopilot — same agent, same coverages, rising premiums. Our Independent Insurance Program Review gives you a clear-eyed, conflict-free assessment of your entire program as part of an independent construction risk management advisory engagement.

We analyze your coverage structure, workers' compensation EMR (Experience Modification Rate), cost drivers, and underwriting position, then deliver a written report with prioritized recommendations and a renewal positioning summary you can use with your current agent. This is one of the most cost-effective EMR audits available to construction contractors in Georgia and nationwide.

No agent change required. We work alongside your existing relationships. Typical turnaround is within 10 business days after we receive all requested documents.

Deliverables

  • → Written coverage analysis identifying gaps, redundancies, and optimization opportunities
  • → Workers' comp EMR audit and identification of hidden cost inefficiencies
  • → Cost driver breakdown — where your premium is going and why
  • → Renewal positioning summary ready to share with your current agent
  • → Prioritized action plan with expected premium impact for each recommendation
Transparent Pricing
Flat Fee
Custom Quote
One-time engagement. Fee is scoped to your program's complexity — agreed in writing before work begins. No commissions. No carrier relationships. No surprises.
Common Questions

Frequently Asked Questions

No. We work alongside your current agent relationship. Our role is to provide technical advisory and analysis — your agent continues to manage placement and the carrier relationship.
Contractors with $75K–$1M in annual insurance spend who want an unbiased, conflict-free second opinion on their program before renewal. Particularly valuable if your premiums have been rising without clear explanation.
Typically 10 business days after we receive all requested documents — loss runs, current policies, payroll data, and your most recent renewal submission.
A written report with coverage analysis, cost driver breakdown, EMR assessment, and prioritized recommendations with expected premium impact — plus a renewal positioning summary you can hand to your agent.

Ready for an independent review of your construction insurance?

One-time engagement. Written deliverables. Fee-only — scoped to your program, agreed in writing. No commissions, no surprises.

Most clients start with a one-time review. The ones who see the value keep us on as their outside risk department — handling renewals, subcontractor compliance, and claims year-round so they never have to think about it again.

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